Installers: sell more systems

Use our free sales and marketing tools to offer easy financing to customers.


Man installing HVAC system

Grow your business. Please your customers. No dealer fees.

Work with us to provide superior HVAC financing for your customers.

  • No dealer fees

    No cutting into your margin or raising prices to cover lender fees

  • Fast, easy process

    Simple application with instant approvals

  • Electronic payments

    Via ACH deposit direct to your account

  • Progress/stage payments

    On your desired payment schedule

And there’s more ...

When you direct your customers to finance through Community 1st Credit Union, you’re supporting a member-owned cooperative and not-for-profit institution.

Ethics like yours

When your customers finance through us, you help make more funds available to fund more installs and support a non-profit that gives back to the community.

Superior service

Exceeding you and your customers’ expectations is our #1 priority. Find financing solutions that match the needs of your business, not the other way around.

The team at Community 1st really makes financing easy and quick for my customers. I sell more because these guys really know their business.

— Kirk H, Owner of South Sound Solar

See our rates

Learn more about each of our loan options and see detailed rates information.

Energy Improvement Loans finance qualifying energy efficiency projects such as HVAC (heating, ventilation and air conditioning) systems, solar energy systems and windows.  If combined with qualifying equipment, you can apply up to 50% of the cost to energy efficiency performance upgrades such as insulation, air sealing and duct sealing.

Energy Improvement Loan


APR as low as


5 years

APR as low as



7 years

APR as low as



10 years

APR as low as



If your customer authorizes us to keep you up to date with the progress of their application, then we will CC you on email communications. When the customer’s application is approved, we will request a copy of the signed contract which should include:

  • The payout schedule
  • A description of the HVAC system
  • Brand name make and model
  • System size

While we will give you all the info you need to know for your peace of mind, we never expect your sales team to be the loan officers — that’s our job. In addition to the information here and for Homeowners, you can contact us while you’re with your prospect if they have any questions about financing. We are also happy to supply you with additional marketing materials and current rates.

You can be as hands-on or hands-off in the process as you want. Many of the most successful installers learn our process backwards and forwards so that they can guide and mentor their customers through it quickly and effectively.

You can also tell your prospects “rates as low as” and “terms as long as” and we will do the rest! From taking the application all the way through the loan underwriting process to finalizing the loan documents, we have you covered.

Customers can apply for a loan from any web browser on a tablet, smart phone, laptop or desktop:

  • Web browser: Visit the Homeowners page.
  • With questions: Call 800-493-1310 to speak with a member of the loan team.

If qualified, we will instantly approve the loan or immediately let them know if we need any additional information. If not instantly approved, it typically takes a few hours to receive a loan decision.  We strive to always respond within 1-2 business days.

We have promotional PDFs that describe the loan products and are easy to print or attach to emails.  To find these and other sales and marketing tools “Access here“.

Get Started Today

Call us
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ezHVACLoan/Community 1st Credit Union (C1CU) and third parties, including installers, are independent entities, and not agents, representatives, or legal partners of each other. No relationship exists to create any association, franchise, agency, partnership, joint venture, employment or other special relationship between these entities. No third party is granted any express or implied right to enter into any agreement of any kind for or on behalf of, incur any obligation or liability of, or other otherwise bind, C1CU or any third party.
Loans are subject to credit approval. Rates are based on borrower’s credit score, loan term, and loan program. All programs subject to change without notice.

Community 1st Credit Union; Generations, A Division of Community 1st Credit Union

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